Saudi Arabia Retirement Age Calculator

Saudi Social Insurance Law (Royal Decree M/273), Article 16: the statutory pension age
Read against the statuteSeptember 2026

Saudi Arabia

Calendar

Date of birth

Day

Month

Year

Day / Month / Year. Equivalent: Shawwal 20, 1410 AH

Contribution months before 3 July 2024

Months you contributed to social insurance or civil retirement before the new law took effect and were not paid compensation for, as your contribution record shows them. Enter 0 if you had none before that date.

Worked out on this device. Your figures are not sent anywhere.

You reach the statutory retirement age on

Example

15 May 2053

At 63 years, under the transitional table in Royal Decree M/273

This is an estimate from the dates you entered, not legal advice.

Breakdown

The rule that sets your age	the transitional table in Royal Decree M/273
Your age on 3 July 2024	34 years and 1 month
Statutory retirement age	63 years
The same day in the Hijri calendar	Ramadan 26, 1475 AH
Pension before the statutory age	After 360 months of contributions

You had fewer than 240 contribution months before 3 July 2024 and were under 48 years and 6 months on that day, so your age comes from the table in item Fifth of Royal Decree M/273: 63 years.
Item Fifth sets no earliest age for this group's early pension, and no contribution period for a pension at the statutory age, so the calculator shows neither.
This works out the age and its date only: not the pension amount, months bought back, or the rules for arduous work. Your GOSI contribution record is what counts your months.

What this rests on

Royal Decree M/273, item Fifth: the transitional statutory agesIn force since 3 July 2024
Saudi Social Insurance Law (Royal Decree M/273), Article 16: the statutory pension ageIn force since 3 July 2024

Next step

To check this, or for anything official:

General Organization for Social Insurance

gosi.gov.sa

When you reach the statutory age for a pension, and which law sets it for you.

Enter your date of birth and the contribution months you had before the new Social Insurance Law took effect on 3 July 2024 to see your statutory pension age and the day you reach it. The new law sets the age at 65, but Royal Decree M/273 kept the previous law, with its sixty Hijri years, for people who already had contribution months, except those with fewer than 240 months who were under 48 years and 6 months, whose age comes from a transitional table.

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How is the retirement age worked out?

Age on 3 July 2024 = whole months from the date of birth to that day
No earlier months: retirement date = date of birth + 65 Gregorian years
Fewer than 240 earlier months and under 48 years 6 months: date of birth + the table's age
Anyone else: Hijri date of birth + 60 Hijri years

Symbols

earlier months: Contribution months before 3 July 2024 that were not compensated (item Second of Royal Decree M/273)
the table: 65 for anyone under 29, four months less for each year older, down to 58 years and 4 months (item Fifth)

When does someone born in 1990 reach retirement age?

A Saudi employee born on 15 May 1990 had 60 months of contributions before 3 July 2024, none of them compensated.

Age on 3 July 2024: 34 years and 1 month
60 earlier months is fewer than 240, and 34 is under 48 years and 6 months: the transitional table applies
The table's age for 34 and under 35: 63 years
15 May 1990 plus 63 years: 15 May 2053

The statutory age is reached on 15 May 2053. With no earlier months it would have been 65, on 15 May 2055.

Which law sets your retirement age?

The new Social Insurance Law was issued by Royal Decree No. M/273 dated 26/12/1445H and applies from the day after it was issued, 3 July 2024. Its Article 16 sets the statutory age for a pension at 65, counted in Gregorian years (Article 2), and pays a pension at that age once contributions reach the period the Council of Ministers sets, which is 180 months. A pension can start up to 120 months earlier for a subscriber who has stopped work and has 360 months of contributions.

The new law does not apply to subscribers who already had contribution months they were not compensated for, under the Social Insurance Law or the Civil Retirement Law: the previous laws continue for them (items Second and Fourth of the decree). The previous Social Insurance Law pays a pension at sixty full years once contributions reach 120 months, or before sixty once they reach 300, and its regulations count age in the Hijri calendar.

Item Fifth of the decree makes an exception for subscribers whose earlier months came to fewer than 240 and who had not reached 50 Hijri years on 3 July 2024, counting anyone who had reached 48 years and 6 months that day as having reached them. Anyone under 29 on that day has a statutory age of 65, and it falls by four months for each year older, down to 58 years and 4 months. A pension can start before that age once contributions reach 360 months if the earlier months were fewer than 180, or from 348 down to 300 months depending on how many there were.

No contribution months before 3 July 2024: 65, in Gregorian years
Fewer than 240 earlier months and under 48 years and 6 months that day: the transitional table, from 65 down to 58 years and 4 months
Anyone else with earlier months: 60 Hijri years, under the previous law
Early pension: after 360 months under the new law, 300 under the previous one

Questions about the retirement age

What is the retirement age under the new Social Insurance Law?

65, in Gregorian years (Article 16), for anyone with no uncompensated contribution months from before 3 July 2024. The pension is paid at that age once contributions reach 180 months, or up to 120 months earlier for someone who has stopped work and has 360 months of contributions.

Did the new law raise my retirement age if I contributed before it?

Not always. Someone with earlier contribution months stays under the previous law and its sixty Hijri years, unless those months came to fewer than 240 and they were under 48 years and 6 months on 3 July 2024. Then the transitional table sets the age: 65 for anyone under 29 that day, then four months less for each year older, down to 58 years and 4 months (items Fourth and Fifth of Royal Decree M/273).

Why is the age counted in Hijri years under the previous law?

The previous law's Benefits Regulation counts age in the Hijri calendar, and takes the Hijri date that matches a Gregorian date of birth (Article 37). Sixty Hijri years are about 21 months shorter than sixty Gregorian years.

When can I take early retirement?

Under the new law, up to 120 months before 65, once you have stopped covered work and have 360 months of contributions. Under the transitional table, after 360 months if you had fewer than 180 months before 3 July 2024, or after 348 down to 300 if you had more. Under the previous law, at any age before sixty once you have 300 months and are no longer covered by it (Article 38).

Which contribution months count as uncompensated?

The months you contributed under the Social Insurance Law or the Civil Retirement Law before 3 July 2024 that you were not paid compensation for. The decree keeps the previous laws for subscribers who have such months, so the number to enter is the one your GOSI contribution record shows.

Sources

Read against the statuteReviewed September 2026

Statutory articles this calculator applies

Saudi Social Insurance Law (Royal Decree M/273), Article 16: the statutory pension age
Council of Ministers Resolution No. 1022 of 26/12/1445H: the contribution period a pension at the statutory age needs
Royal Decree M/273, item Fifth: the transitional statutory ages
Royal Decree M/273, item Fourth: the previous laws continue for subscribers with earlier contribution months

Saudi Labor Law: Royal Decree No. M/51 dated 23/8/1426H (27 Sep 2005), as amended (latest amendment Royal Decree No. M/44 of 1446H, in force 2025-02-19)