Mortgage, loan and property cost calculators
8 calculators for borrowing against a salary and buying against a budget: what the deduction cap allows, what an instalment costs, and what the fees add on the day.
Borrowing
5 calculatorsDebt burden ratio33.33% of salary employed, 25% retired, and what is left for a mortgage.
Saudi ArabiaArt. 14 of SAMA Regulations for Consumer FinancingPersonal loanYour instalment both ways, within SAMA's cap: five years max for personal finance.Saudi ArabiaPersonal loanYour instalment both ways, the real rate behind a flat quote, with the full schedule.
UAEMortgage affordabilityA price range stress-tested two points up, inside SAMA's income-band ceilings.Saudi ArabiaArt. 11 of the SAMA Implementing Regulation of the Real Estate Finance LawMortgage affordabilityA price range stress-tested two points up, as the Central Bank requires of lenders.UAEArt. 3 of the CBUAE Regulations Regarding Mortgage Loans (Circular 31/2013)
Saudi ArabiaArt. 14 of SAMA Regulations for Consumer FinancingPersonal loanYour instalment both ways, within SAMA's cap: five years max for personal finance.Saudi ArabiaPersonal loanYour instalment both ways, the real rate behind a flat quote, with the full schedule.UAEMortgage affordabilityA price range stress-tested two points up, inside SAMA's income-band ceilings.Saudi ArabiaArt. 11 of the SAMA Implementing Regulation of the Real Estate Finance LawMortgage affordabilityA price range stress-tested two points up, as the Central Bank requires of lenders.UAEArt. 3 of the CBUAE Regulations Regarding Mortgage Loans (Circular 31/2013)Buying and letting
3 calculatorsRental yieldNet yield after fees and empty weeks, not the figure in the listing.Purchase costsThe 5% tax, the commission, and the cash you need on the day.Saudi ArabiaKSA Real Estate Transaction Tax Law (Royal Decree M/84)Purchase fees, DubaiThe 4% transfer fee and the rest, plus the cash you need on the day.UAEDubai Executive Council Resolution No. 30 of 2013 on the fees of the Land Department
Saudi ArabiaKSA Real Estate Transaction Tax Law (Royal Decree M/84)Purchase fees, DubaiThe 4% transfer fee and the rest, plus the cash you need on the day.UAEDubai Executive Council Resolution No. 30 of 2013 on the fees of the Land Department