UAE ILOE Unemployment Compensation Calculator

UAE Federal Decree-Law No. 13 of 2022, Article 6: amount and period of compensation
Reviewed September 20265 rules still being checked

UAE

Average basic salary, last 6 months

AED

Basic salary only, as in your contract, averaged over the six months before you lost your job.

Your ILOE category

Category A is for a basic salary of 16,000 AED or less, Category B for one above it. Choose the category on your insurance certificate.

Months subscribed to the scheme

Consecutive months, with no break in subscription longer than three months.

How did your job end?

Worked out on this device. Your figures are not sent anywhere.

Monthly compensation

Example

7,200.00 AED

For each month of the claim, up to 3 months

Still being checked: which salary compensation is worked out on, Category A's monthly cap, the thirty days to claim

This is an estimate from the figures you entered, not legal advice.

Breakdown

Average basic salaryOver the last 6 months	12,000.00 AED
Subscription categoryCapped at 10,000.00 AED a month	Category A
Months 1 to 360% of the average basic salary, up to 10,000.00 AED	7,200.00 AED a month
If the claim runs its full 3 months	21,600.00 AED
Subscription this claim needs	12 consecutive months

Submit the claim within 30 days of the job ending, or of a labour complaint referred to the court being settled, through the scheme's portal, app or call centre.
Compensation over your whole working life in the UAE is limited to twelve months (Article 6 of the Decree-Law), and it stops if you join another employer while it is being paid.
The scheme also requires every premium to be paid, no absconding complaint, and legal presence in the UAE, and it does not cover investors, domestic workers, temporary-contract workers, anyone under 18, or retirees on a pension who have taken a new job.

What this rests on

UAE Federal Decree-Law No. 13 of 2022, Article 6: amount and period of compensationIn force since 29 September 2022
UAE Cabinet Resolution implementing the Unemployment Insurance Scheme, as the scheme publishes itIn force since 1 January 2023
UAE Federal Decree-Law No. 13 of 2022, Article 5: conditions for compensationIn force since 29 September 2022

Next step

To check this, or for anything official:

Ministry of Human Resources and Emiratisation

mohre.gov.ae

What the ILOE scheme pays you each month after losing your job, and whether your claim qualifies.

Enter your average basic salary to see what the Involuntary Loss of Employment scheme pays. Under Federal Decree-Law No. 13 of 2022, a subscriber who loses a job other than by resigning or a disciplinary dismissal is paid 60% of their salary for up to three months a claim, after twelve consecutive months of subscription, capped at 10,000 AED a month in Category A and 20,000 AED in Category B.

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Cites the article

How is ILOE compensation calculated?

Monthly compensation = the smaller of 60% × average basic salary and the category cap
Category cap = 10,000 AED in Category A, or 20,000 AED in Category B
Full claim = 3 × monthly compensation

Symbols

average basic salary: Basic salary averaged over the six months before the job was lost
category cap: 10,000 AED for a basic salary of 16,000 or less, 20,000 AED above it

What does ILOE pay on a 12,000 basic salary?

An employee in Category A whose basic salary averaged 12,000 AED over the last six months loses their job when the employer ends the contract, after 18 months of subscription.

Compensation: 60% × 12,000 = 7,200 AED a month
Category A caps it at 10,000 AED a month, so 7,200 AED is paid in full
Full claim: 3 × 7,200 = 21,600 AED

The scheme pays 7,200 AED a month for up to three months, 21,600 AED in all.

What does the ILOE scheme pay, and who qualifies?

The Involuntary Loss of Employment (ILOE) scheme is the UAE's unemployment insurance, set up by Federal Decree-Law No. 13 of 2022, which came into force on 29 September 2022. Subscription is mandatory for Emiratis and residents working in the private sector and the federal government, at 5 AED a month plus VAT in Category A and 10 AED in Category B, and the scheme compensates a subscriber who loses a job for a reason other than resignation or a disciplinary dismissal.

Article 6 of the Decree-Law pays 60% of the subscription salary for up to three months a claim, capped at 20,000 AED a month, and limits compensation to twelve months across the subscriber's working life in the UAE. The scheme publishes the details the implementing Cabinet Resolution sets: the salary is the average basic salary over the six months before the job was lost, and Category A, for a basic salary of 16,000 AED or less, is capped at 10,000 AED a month.

A claim needs twelve consecutive months of subscription (Article 5) and has to be submitted within 30 days of the job ending. The scheme pays nothing after a resignation or a dismissal for disciplinary reasons, and payment stops if the subscriber joins another employer.

Monthly compensation: 60% of the average basic salary over the last 6 months
Capped at 10,000 AED a month in Category A and 20,000 AED in Category B
Up to 3 months a claim, and 12 months over your working life in the UAE
Needs 12 consecutive months of subscription and a claim within 30 days

Questions about ILOE compensation

How much does ILOE pay?

60% of your average basic salary over the six months before you lost your job, for up to three months a claim, capped at 10,000 AED a month in Category A and 20,000 AED in Category B.

Who is eligible for ILOE compensation?

A subscriber with at least twelve consecutive months in the scheme who lost the job for a reason other than resignation or a disciplinary dismissal, has paid every premium, has no absconding complaint, is legally in the UAE, and claims within 30 days (Article 5 of the Decree-Law, and the conditions the scheme publishes).

Can I claim ILOE if I resign?

No. The scheme requires the claim to show the job ended for a reason other than resignation. A dismissal for disciplinary reasons is excluded too, under Article 5 of the Decree-Law.

Which ILOE category am I in?

Category A is for a basic salary of 16,000 AED or less, at 5 AED a month plus VAT, with compensation capped at 10,000 AED a month. Category B is for a basic salary above 16,000 AED, at 10 AED a month plus VAT, capped at 20,000 AED. Your category is on your insurance certificate.

How long is ILOE compensation paid?

Up to three months for each claim, and no more than twelve months over your whole working life in the UAE (Article 6 of the Decree-Law). Payment stops if you join another employer while it is being paid (Article 5).

Who is not covered by ILOE?

Investors who own the company they work for, domestic workers, workers on temporary contracts, anyone under 18, and retirees receiving a pension who have taken a new job.

Sources

Under reviewReviewed September 2026

One figure on this page is applied the way the authority applies it; the article's own wording is still being read.

Still being checked: which salary compensation is worked out on, Category A's monthly cap, Category B's monthly cap, whether resigning rules out compensation, the thirty days to claim

Statutory articles this calculator applies

UAE Federal Decree-Law No. 13 of 2022, Article 6: amount and period of compensation
UAE Cabinet Resolution implementing the Unemployment Insurance Scheme, as the scheme publishes it
UAE Federal Decree-Law No. 13 of 2022, Article 5: conditions for compensation

UAE Federal Decree-Law No. 33 of 2021 on the Regulation of Labour Relations (in force 2022-02-02) and Cabinet Resolution No. 1 of 2022 (Executive Regulations)